⚡ Same-Day Funding Available 🔒 No Credit Check — No Personal Guarantee 📍 Phoenix, Arizona
Full Transparency — No Surprises

Every Fee on Your Settlement Statement Transparent Pricing

Everything listed here appears as a line item before closing. You know your exact net proceeds before the closing table — no surprises when wire deadlines hit.

Step 1 — Find your funding rate (based on A-B purchase price)
Up to $500K
1.30%
min $1,499
$500K – $999K
1.49%
 
$1M – $1.5M
1.78%
 
Step 2 — Add required flat fees (every deal, no exceptions)
Document Preparation required
Prepares the lender documents, funding disclosures, and wire instructions for both closings. Without this, escrow cannot process the transaction.
+ $250
flat
Transaction Coordinator required
Your dedicated coordinator manages the entire file from submission through closing — keeps your A-B and B-C aligned with title, communicates on your behalf, and makes sure nothing falls through the cracks on closing day.
→ Learn exactly how the TC works
+ $750
flat
Step 3 — Only if it applies to your deal
Two Separate Escrow Files
When A-B and B-C close at different title companies — extra coordination required
+ 0.50 pts
or $750
Rush Closing
Close of Escrow date is within 5 business days of submission
+ 0.50 pts
or $500–$750
Carry / Extension
If closing extends past the agreed date — capital is deployed and held for your deal
$150–$250
per day
Pass-Through Costs
Title rush fees, after-hours closings, extra wires — exact vendor cost, zero markup from us
At cost
zero markup
What does +0.50 pts mean? Points are percentage points added to your funding rate. Example: 1.49% tier + rush = 1.99%. On a $600K deal that is an extra $3,000 — worth knowing before committing to a tight timeline.
Step 4 — Example total for a $300K deal
$300,000 A-B purchase · 1.30% tier · standard closing · no rush · no extension
Funding fee (1.30% × $300K) $3,900
Document Preparation $250
Transaction Coordinator $750
Total out of B-C proceeds $4,900
Collected at closing — not upfront
Every fee appears on your settlement statement before closing. You see the exact total before any wire is sent — no surprises when deadlines hit. All fees collected from B-C proceeds at closing, not upfront.

Why We Publish Full Pricing

Many funders advertise a low rate — then add fees at the closing table when you have no choice but to pay.

✓ Phoenix Double Close
Full fee schedule published on our website
Every fee on your settlement statement before closing
You know your exact net spread before you sign anything
Document Prep and TC fees explained upfront
Pass-throughs at exact vendor cost — zero markup
✗ "1%" funders
Rate advertised without doc or coordination fees
Surprise fees appear on the HUD day of closing
No way to calculate your net spread in advance
Rush and wire fees hidden until closing day
All-in cost often comparable or higher

Pricing Questions, Answered

Straight answers on fees, timing, and what appears on your settlement statement.

All fees are deducted from your B-C closing proceeds on the settlement statement. Nothing is paid upfront. You see the exact amounts before you sign anything at the closing table.

It is based on the A-B purchase price — the amount we fund for the first leg of your double close. Not the B-C price or your spread.

A double close requires two transactions to close the same day. Your TC keeps both sides aligned, tracks wire cutoffs, and makes sure nothing falls through. $750 is the cost of making sure your spread doesn't die on a logistical error.

If your title company charges a rush or extra wire fee, we pass that exact amount to you with zero markup. You pay only what the vendor charges — nothing more from us.

Our published rates cover deals up to $1.5M. For larger files, contact us at deals@phoenixdoubleclose.com — we review every deal and can often structure custom pricing.

Only four things can change the estimate: two separate escrow files, special trust-account handling by a law firm, after-cutoff wiring, or a rolled closing. Nothing else changes the fee. Title confirms in advance if any adjustment applies.

Ready to Run the Numbers on Your Deal?

Submit your A-B and B-C contracts and we will confirm your exact fee on the settlement statement before anything closes.