Title Services for Real Estate                     Wholesalers Double Close Title Company                 Local Same Day Transactional Funding

โšก Same-Day Funding Available ๐Ÿ”’ No Credit Check — No Personal Guarantee ๐Ÿ“ Phoenix, Arizona
Arizona Transactional Funding Specialists

Same Day Transactional Funding in Phoenix, Arizona

Short-term capital for the A-B leg of your double close — wired on closing day, repaid from B-C proceeds the same day. No credit check. No personal guarantee. No appraisal.

$0
Out of your pocket
AZ
Arizona statewide coverage
0
Credit checks required
1
Day — same day closing
What It Is

What Is Transactional Funding?

Transactional funding is short-term capital that covers the gap between your A-B purchase and your B-C sale in a double close.

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We Fund the A-B Leg

Most wholesalers do not have $200K–$1M sitting in their account. We provide the short-term capital needed to purchase the property from the original seller on the A-B closing. You do not need your own cash.

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Same Day Repayment

Our funding is repaid from your end buyer's proceeds the same day. B-C closes immediately after A-B — the funds flow through escrow in one sequence. You never hold our capital overnight under normal circumstances.

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Non-Recourse Funding

Our funding is non-recourse. We are repaid from B-C proceeds only. No personal guarantee, no credit check, no appraisal. The deal itself is the collateral — specifically the verified B-C closing proceeds.

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Written Escrow Instructions

Everything runs through written escrow instructions with your title company. A-B does not fund until B-C proceeds are verified for disbursement. This protects all parties and ensures the sequence happens correctly.

How It Works

The Funding Process, Step by Step

From deal submission to funding wire — here is exactly what happens.

1
Submit both contracts
Upload your fully executed A-B and B-C contracts through our deal submission form. Both contracts must have matching back-to-back closing dates and your buying entity on the A-B side.
2
Deal review and lender doc e-sign
Our team reviews your package — purchase prices, closing dates, entity names, and deal structure. Once approved, we send you lender documents to e-sign electronically. This takes a few minutes from any device.
3
Title prepares both files
Your title company runs the title search and prepares preliminary settlement statements for both A-B and B-C with our fee correctly calculated. Our Transaction Coordinator stays in contact with your escrow officer throughout this process.
4
End buyer funds verified
Before our A-B wire goes out, title confirms your end buyer's funds are verified for disbursement under the escrow instructions. Cash buyer proof of funds or lender confirmation required. Wire cutoff times must be met.
The 24-hour funding clock starts after title verifies your complete package — not from when you submit to us.
5
We wire A-B funds to title
Once everything is verified and within wire cutoff, we send the A-B funding wire to your title company. A-B closes. B-C closes immediately after from your end buyer's funds. Our fee, Document Prep, and TC fee are deducted from your B-C proceeds. You receive your net spread.
Requirements

What We Need From You

Everything required to get your deal funded — nothing more.

You provide at submission

Fully executed A-B Purchase Contract
Fully executed B-C Sale Contract or Assignment
Buying entity docs — Operating Agreement and EIN
Government-issued ID
End-buyer Proof of Funds or lender approval letter
Title company name and escrow officer contact

Your TC chases after submission

Title commitment from title company
Preliminary HUD — both A-B and B-C sides
Verified wire instructions from escrow
End-buyer wire confirmation on closing day
Executed deeds and all closing documents
Wire cutoff confirmation from title
Wire cutoffs are hard deadlines. Bank and title wire cutoffs in the local time zone control disbursement. Miss the cutoff and disbursement moves to the next business day. Submit your complete package as early as possible.
FAQ

Funding Questions, Answered

No. That is the entire point of transactional funding. We provide the capital for the A-B leg. You do not need your own cash to close the deal — only executed contracts and an end buyer who is ready to close.

No credit check and no personal guarantee. Our funding is non-recourse — we are repaid from B-C closing proceeds. The deal structure and your verified end buyer are what matter, not your credit score.

Our published rate schedule covers deals up to $1.5M per file. For deals above $1.5M, contact us at deals@phoenixdoubleclose.com — we review every deal individually and can often structure custom pricing for larger files.

If A-B has not yet funded, the deal does not proceed and funds stay in escrow per the written instructions. If A-B has already funded and the closing rolls to the next day, a daily carry fee applies because our capital is deployed. This is why verifying end buyer funds before closing day is critical.

We fund double closes statewide across Arizona — Phoenix metro, Tucson, Scottsdale, Mesa, Chandler, Flagstaff, Yuma, Prescott, and all other Arizona markets. Both closings must happen at Arizona title companies on the same day.

Ready to Fund Your Deal?

Submit your A-B and B-C contracts and we will get your transactional funding in place for closing day.